Hunter Insurance

Hunter Insurance BUSINESS OVERHEAD EXPENSE INSURANCE: WHAT TO KNOW
Business overhead expense (BOE) insurance helps a business stay open and operating during a workers disability. Personal disability policies pay an individuals salary while theyre out of work so they
can still cover expenses at home. A BOE policy helps pay a businesss operating costs when the owner (or the policyholder) becomes disabled and cant work. Its designed for people running small-to-medium sized businesses when their absence would hurt the businesss finances. BOE does not cover the policyholders salary, but it pays for employees wages and other routine expenses like rent, loans, taxes, and other financial obligations that must be met to keep a business running. It can even pay the salary of someone needed to temporarily replace the policyholder.
While any small business owner or self-employed individual can benefit from BOE insurance, it is particularly important for businesses that rely heavily on the owners ability to work and generate income. BOE insurance can help business owners plan for unexpected events and provide peace of mind knowing that the business can continue to operate even when they are unable to work. For more information, please call HUNTER INSURANCE, INC. at 769-9500. We are located at 389 Old River Rd., Lincoln.
HINT: Business overhead expense insurance helps your business meet financial obligations while youre disabled, while a personal disability policy replaces your salary.